LIC Bima Sakhi Yojana – Work from Home Income Option for Women, Know Pay & Selection Process

In India, millions of women are actively searching for genuine work from home income options that are safe, stable, and respectable. While the internet is filled with short-term gigs and unreliable schemes, very few opportunities offer long-term career growth.

This is exactly where LIC Bima Sakhi Yojana becomes important. It is not just another income idea, but a structured program backed by one of the most trusted institutions in the country. The biggest strength of LIC Bima Sakhi Yojana is that it focuses completely on women empowerment. It allows women to earn from home or within their local area while receiving proper training and financial support in the beginning. Whether a woman is a homemaker, a young graduate, or someone restarting her career, this scheme provides a realistic and dignified path toward financial independence.

LIC Bima Sakhi Yojana is a special women-centric initiative launched by Life Insurance Corporation of India to create sustainable self-employment opportunities. Under this scheme, women are appointed as Bima Sakhi, a dedicated category of LIC insurance advisors. These women work to spread awareness about life insurance and help families choose suitable policies. What makes this scheme different from regular agent programs is the financial safety it offers in the initial phase. Selected women receive a fixed monthly stipend for a limited period along with commission on policies sold. This gives beginners enough time to learn, gain confidence, and build a customer base without financial pressure.

LIC Bima Sakhi Yojana

Details	Information
Scheme Name	LIC Bima Sakhi Yojana
Launched By	Life Insurance Corporation of India
Beneficiaries	Women
Work Type	Insurance Advisor
Work Mode	Work From Home or Local Field Work
Monthly Stipend	Up to ₹7,000 initially
Income Type	Stipend plus Commission
Minimum Qualification	10th Pass
Age Limit	18 to 70 Years
Selection Process	Interview and Document Verification

LIC Bima Sakhi Yojana is not just a work from home income option but a complete career opportunity for women. With proper training, financial support in the beginning, and unlimited earning potential, it empowers women to build a secure and independent future. For women seeking stability, respect, and flexibility, this scheme stands out as a strong and reliable choice.

What Is LIC Bima Sakhi Yojana?

• LIC Bima Sakhi Yojana is a structured employment and training program designed exclusively for women. Under this scheme, women are trained to work as professional insurance advisors representing LIC. Their role involves guiding customers, explaining insurance plans, and helping families secure their future.
• Unlike temporary online work, this scheme offers a long-term career path. Women start with training and a fixed income and gradually move toward commission-based earnings. Over time, experienced Bima Sakhi can earn a stable and growing income while maintaining flexible working hours.

Objective Of LIC Bima Sakhi Yojana

• The main objective of LIC Bima Sakhi Yojana is to promote financial independence among women through self-employment. The scheme aims to provide women with a respectable profession, stable income opportunities, and professional skills.
• Another important objective is to increase insurance awareness, especially in rural and semi-urban areas. Women advisors can easily connect with families in their communities, helping LIC reach more households while creating employment at the grassroots level.

Eligibility Criteria for LIC Bima Sakhi Yojana

To ensure wide participation, LIC has kept the eligibility criteria simple and accessible. A woman must meet the following conditions to apply:

• The applicant must be a woman
• Minimum educational qualification is 10th pass
• Age should be between 18 and 70 years
• The applicant should be mentally and physically fit
• Basic communication skills are preferred

There is no requirement for prior experience in insurance or sales, making the scheme suitable for beginners.

Required Documents For LIC Bima Sakhi Yojana

Applicants need to submit basic documents during the application and verification process. These typically include:

• Aadhaar card
• Educational qualification certificates
• Age proof
• Address proof
• Passport-size photographs
• Active bank account details

All documents must be accurate and valid to avoid delays or rejection.

Training Process Under LIC Bima Sakhi Yojana

Training is one of the strongest pillars of LIC Bima Sakhi Yojana. After selection, candidates undergo structured training conducted by LIC. The training covers life insurance basics, LIC products, customer interaction, ethical sales practices, and documentation procedures. The training is designed in a simple and practical manner so that women from all educational backgrounds can understand it easily. This phase helps build confidence and prepares candidates for real customer interactions. After successful completion, women are officially authorized to work as Bima Sakhi.

I would like to thank Hon’ble Prime Minister Shri @narendramodi for a suggestion that we implemented in earnest.

With the new initiative of LIC called Bima Sakhi, which was launched by the Hon’ble PM in December 2024, where close to 2 lakh women have been trained and deployed as… pic.twitter.com/wEb09nFcRp

— Nirmala Sitharaman Office (@nsitharamanoffc) December 16, 2025

Pay Structure and Income Details

• Income under LIC Bima Sakhi Yojana is divided into two parts. In the initial phase, selected women receive a fixed monthly stipend of up to ₹7,000. This stipend is provided for a limited duration to support women while they learn and settle into the role.
• In addition to the stipend, Bima Sakhi earns commission on every LIC policy sold. As performance improves, commission income increases. Over time, the stipend stops, but commission earnings continue, allowing women to earn significantly more than a fixed salary job.

Selection Process for LIC Bima Sakhi Yojana

• The selection process is simple and transparent. Interested candidates can approach their nearest LIC branch or authorized LIC officer. After submitting the application, candidates are invited for an interview.
• The interview focuses on communication skills, confidence, and willingness to learn. Once documents are verified and the candidate is approved, she is selected for training under LIC Bima Sakhi Yojana.

Work Profile of a Bima Sakhi

A Bima Sakhi works as an LIC insurance advisor. Her responsibilities include:

• Explaining life insurance policies to customers
• Helping families select suitable insurance plans
• Assisting with application forms and documentation
• Maintaining long-term relationships with clients
• Promoting insurance awareness in the community

Most of the work can be done locally or from home, making it ideal for women who prefer flexible working arrangements.

Benefits Of LIC Bima Sakhi Yojana

LIC Bima Sakhi Yojana offers several benefits that make it attractive for women:

• Work from home flexibility
• Fixed income support during the early stage
• Unlimited commission-based earning potential
• Free professional training
• Association with a trusted national institution
• Opportunity for long-term career growth

These benefits make the scheme a reliable alternative to unstable online work.

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Why LIC Bima Sakhi Yojana Is a Good Option for Women

This scheme is especially beneficial for women who want to balance family responsibilities with career growth. Since there is no initial investment and training is provided, women can start without financial risk. The flexible nature of the work allows women to manage their time effectively. Over the years, many women have turned this opportunity into a full-time profession, earning respect, confidence, and financial stability.

FAQs on LIC Bima Sakhi Yojana